Tough on Fraudsters
Human-verified
Defends against AI-driven fraud.
Hardware-backed
Anchored in physical credit or debit cards.
Adaptive Security
Enhances protection at susceptible moments.
AirKey
Digital defense in the palm of your hand
AirKey transforms physical cards into bank-grade security, equipping your customers with a powerful tool to protect their digital identity.
The AirKey Advantage
Simplified Setup
Leverages existing card production processes and security infrastructure to expedite time-to-market.
Automatic Enrollment
Pairs with bank-verified identity at the point of personalization, delivering embedded security without user setup.
Universal Compatibility
Runs natively across iOS, Android, and mobile web, supporting all major networks including Visa, Mastercard, and Discover.
Proven at Scale
Powers over 100 million active cards in the market today, leading the way in tap-to-authenticate security.
Why it matters
Striking the Right Balance
Easy on Customers
Intuitive Interaction
Leverages familiar ‘tap-to-pay’ gesture.
Built-in Convenience
Upgrades the card already in customers’ wallets.
Trusted Daily
Fraud prevention across 100 million active cards.
Beyond security
A Single Tap Unlocks
Higher Revenue
Accelerate customer spending and prevent lost sales from false declines.
Lower Expenses
Cut fraud losses and reduce reliance on costly third-party authentication methods.
Smoother Operations
Reduce call center volume and free up agent capacity.
Richer Experiences
Turn routine security step-ups into modern one-tap interactions that customers actually enjoy.
Greater Adoption
Expand cardholder activity and drive digital channel usage.
Tap in
Your key to modern fraud defense
Discover Solutions
One-tap Protection Across Industries
Frequently Asked Questions
AirKey powers a range of critical authentication and identity verification interactions. The most common use cases today include new card activation, verifying high-risk transactions, mobile app enrollment and login, digital wallet provisioning, and money movement.
Yes. AirKey serves as a hardware-based possession factor (something you have) in 2FA and MFA workflows. It can complement traditional authentication solutions like SMS OTP and biometrics to create a stronger, more comprehensive security posture.
Acting as a physical hardware key, AirKey is inherently phishing-resistant. The tap of a card against a smartphone cannot be remotely replicated or scaled by AI bots. Additionally, each tap triggers a cryptographic data handshake that generates a dynamic, one-time identifier. As a result, no static personal data is left behind for attackers to steal. Because the applet is bound directly to the card during personalization, AI malware cannot scrape, export, or clone it.
Yes, AirKey operates globally over local cellular networks or WiFi. Unlike SMS OTPs, which often suffer from carrier drops and routing delays, AirKey combines dynamic Near Field Communication (NFC) technology and streamlined messaging frameworks for a more reliable experience.
*iOS users must have access to the AirKey App Clip in their connected app store.
AirKey can be embedded into any personalized credit, debit, or commercial payment card. Because AirKey requires identity binding during card personalization, it is not supported on anonymous gift cards or off-the-shelf prepaid cards.