Merchants

Turn high security into higher conversions

AirKey protects digital commerce by combining bank-grade security and identity into a single tap.

Person tapping their card to a phone

The Merchant Edge

Card with fraud protection icons representing full-angle fraud defense

Tackle Fraud from All Angles

Protect the full customer experience, from account creation to recovery.

Card with checkmark icon representing approving legitimate activity

Say Yes More

Approve legitimate activity that might otherwise be falsely flagged.

Card with person icon representing buyer and seller verification

Verify Buyers and Sellers

Build a trusted verification process for every side of your marketplace.

Card with ID icon representing simplified identity checkpoints

Simplify Identity Checkpoints

Streamline complex compliance requirements across all user types.

Use Cases

AirKey in Action

Identity Verification

  • Gig & Seller Onboarding

    Confirm seller and gig worker identity instantly during registration and onboarding.

  • Account Creation

    Verify identity during account setup to protect against bot signups and fake accounts.

  • Guest Checkout

    Fast-track guest shoppers to mitigate checkout friction and cart abandonment.

  • Age Verification

    Confirm legal age for restricted purchases using bank-verified identity.

Step-up Authentication

  • Transaction Step-up

    Instill confidence in legitimate transactions that might otherwise have been declined.

  • Account Login

    Simplify login workflows with fast, convenient AirKey technology.

  • Account Recovery

    Secure password resets, account unlocks, and new device registration using one-tap card verification.

  • Credential Changes

    Protect customers from unauthorized account activity like password changes and PIN resets.

The AirKey Journey

Verifying a Customer with AirKey

Phone mockup for step: Initiate VerificationPhone mockup for step: Take Out CardPhone mockup for step: Tap to PhonePhone mockup for step: Verification Complete
  1. Initiate Verification

    Your customer enters their personal information on the merchant platform when prompted and selects ‘Verify with AirKey’.

  2. Take Out Card

    The screen prompts your customer to grab their physical card, ensuring they have it ready to tap.

  3. Tap to Phone

    The SDK overlay appears, hosted by AirKey or an integration partner, instructing your customer to tap their card against their phone.

  4. Verification Complete

    Once verified, a confirmation screen appears, establishing customer presence using bank-verified identity data.

How it works

AirKey Unlocked

Use Case Orchestration

Present AirKey conditionally as a “step-up” layer, prompting a card tap only when a merchant-defined rule is triggered.

Leverage bank-verified identity for custom verification—you control which data points to collect and how to act on them.

Software Integration

Integrate AirKey Reader into your existing app or website either through our Native SDK or Mobile Web API endpoints.

Use tap results to trigger actions within your existing workflows.

Partnerships

Integrate via AirKey’s network of integration partners to streamline implementation.

Leverage pre-built integrations for a more plug-and-play rollout to reduce technical lift.

Tap in

Your key to modern fraud defense

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