Banks and Issuers

Top-of-the-line security for top-of-wallet cards

AirKey embeds hardware-bound authentication into your existing card portfolio—protecting customers without disrupting the banking experience.

Image of someone taking their credit card out of their wallet

Built with Banks and Issuers in Mind

A simple tap into fortified protection.

  • Intuitive:

    Uses the familiar “tap-to” gesture your customers know from contactless payments.

  • Accessible:

    Relies on a physical asset cardholders already carry in their wallets.

  • Simple:

    Requires no manual registration process, so customers can start using AirKey the day they receive their new card.

A triple-layer defense against AI-driven fraud.

  • Phishing-resistant

    Proves a real human is in the loop by requiring a physical card tap against a smartphone, an action that cannot be replicated or scaled by AI bots.

  • Dynamic

    Generates a unique, one-time identifier upon card tap, leaving no static data for attackers to intercept.

  • Unextractable

    Binds identity directly to the physical card, preventing AI malware from scraping, exporting, or replicating underlying cryptographic identifiers.

The key to operational efficiency and savings.

  • Self-service

    Empowers customers to authenticate on their own, reducing call center traffic and wait times.

  • Vendor Control

    Lowers dependencies on third-party SMS and ID verification providers.

  • Natural Reissuance

    Rolls out organically during standard card replacement cycles, reducing added launch expenses and disruption.

A modern solution for legacy security blind spots.

  • Global Reliability

    Bypasses SMS network connection issues and risks, expanding utility abroad.

  • Beyond Biometrics

    Mitigates the threat of AI deepfakes by replacing spoofable face or fingerprint scans with physical hardware verification.

  • Low Barrier to Entry

    Delivers the trusted protection of a security key without the added burden of registering, managing, or carrying standalone hardware.

Use Cases

AirKey in Action

  • Card Activation

    Activate new cards right out of the envelope with built-in card tap technology.

  • Mobile App

    Simplify app enrollment and login workflows with fast, convenient AirKey technology.

  • Digital Wallet

    Make adding cards to digital wallets fast, intuitive, and secure.

  • High-risk Transactions

    Instill confidence in legitimate purchases that might otherwise have been declined.

  • Money Movement

    Safeguard wire, ACH, and P2P transfers by incorporating an AirKey tap before release.

  • More Use Cases

    Extend AirKey authentication and identity verification across call centers, credential resets, age confirmation, and beyond.

How it works

AirKey Unlocked

Card Issuance

Collaborate with card manufacturers and issuer processors to ensure cards are pre-loaded with AirKey chips.

AirKey is compatible with most chip and card manufacturers, as well as your existing card production vendors.

Software Integration

Integrate the AirKey reader (SDK optional) into mobile app or mobile web flows.

Use Case Orchestration

Determine where and when to invoke an AirKey tap based on risk tolerance and business needs.

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